Have you ever been given bad money advice? It’s pretty common, so I’m sure you been there once or twice before. You can probably remember a time when some well-meaning coworker, family member, or friend tried to explain to you how things "really" are but, instead of helping, it left you more frustrated and confused than you were before. As a teen, I vividly remember a family member telling me, “You know, you’ll always have a car payment. You might as well get used to it now and just get the car you really want.” I thought that sounded depressing. Not only that; it isn’t true!Now, I realize that was just bad money advice advice, plain and simple. And, I’m happy to say that our family has debunked that belief. We haven’t had a car payment in almost 10 years! Not only ... [Read More]
Debt Free Living
How to Recover from a Financial Setback NOW!
Whether you've recently experienced a job loss, major emergency expense, economic crisis, or all of the above, you can start to recover from a financial setback today.Life doesn't always go according to plan. That's often especially true when it comes to achieving financial goals. While we may not always accomplish everything we set out to do, the good news is that we can always salvage some semblance of our original plans and get back on track. In fact, that’s what we want to encourage you with today! As painful as it may be, now is the time look back at your financial goals, see how they’ve been derailed in one way or another, and begin the process of resetting.Plus, we have a fantastic resource to keep the encouragement going with our FREE 5 Day Money Boot Camp that ... [Read More]
5 Crucial Mental Habits for Living on Less
Whether you’re a CEO making millions a year or a teenager working odd jobs for in the summer, everyone should cultivate a frugal mindset and develop the habit of living on less. It may get a bad rap, but frugality is truly a lost art. We could all benefit from learning to live well on less. Many people associate “frugal” with “cheap.” Being “cheap” implies cutting costs and saving money to the detriment of our health, our sanity, and the people around us. In contrast, “frugality” is about streamlining our lives, finding out what’s really important, and making a conscious decision to choose quality of life over quantity. For these reasons and so many more, we encourage you to begin developing a frugal mindset and ... [Read More]
50 Incredibly Fun Indoor Activities for Kids!
Kick boredom to the curb with these 50 indoor activities for kids! If you have young children, you know that staying indoors can be challenging. Being stuck in the house tends to breed what all parents dread most...BOREDOM! Followed by a lot of whining, mischief, fighting with other siblings, and way too much screentime.The problem is that coming up with fun, ideas on the fly can be difficult. So to help get your creative juices flowing, we've put together a list of our family's favorite fun indoor activities for kids! Most of these involve little to no prep at all and will promote learning through play.So no matter if the weather is gross or sickness is going around, we've got you covered with some incredibly fun activities to keep the whole family happy.50 Incredibly ... [Read More]
14 Ways to Kickstart Financial Spring Cleaning
Spring is in the air – birds singing, flowers blooming, and, of course, Spring Cleaning! But we’re not just referring to scrubbing all those hard-to-reach areas of your home or throwing out old knick-knacks. We’re talking about putting your finances in order to be more organized, more aware, more productive, and more financially free with some financial spring cleaning.Financial spring cleaning involves rolling up your sleeves now, so you don’t look back in December and wonder where the year or where your money went. If you’ve struggled with staying on top of your finances like you know you should, we want to help you “get real” with your money! Just a couple of baby steps in the right direction is all you need to get some momentum on your side. ... [Read More]
50 Fun Activities for a No Spend Weekend with Kids!
Put your wallet away and make some memories with these 50 fun activities for a no spend weekend with kids! We are a debt-free family who knows the reality of how important it is to live life on a budget. You can read how our family became debt free in 16 months here. Let’s face it, going to the movie theater as a family these days can cost you just about a full week of groceries after tickets and snacks! And taking everyone to a special event or attraction is even more expensive.So, what’s a family to do that doesn’t involve countless hours in front of a screen? We’ve got you covered with 50 of our favorite free and fun activities to do as a family on a no-spend weekend!50 Fun Activities for a No Spend Weekend with Kids!Raid the cupboard and bake something! Make slime. ... [Read More]
