If you struggle to live below your means, then it would be worth your time to learn how to be frugal. Thrifty living doesn't really come naturally for anyone. It's something you learn and practice. One of the best ways to learn how to be frugal is to observe what frugal people do. From the outside looking in, the habits and traits of thrifty people may seem completely foreign and downright quirky. But for those of us that live the “frugal life,” the items on our list will probably sound very familiar. So, whether you’re interested in becoming more frugal or are already a card-carrying cheapskate, we hope that our list will inspire you to save more money, live way below your means, and achieve your money goals. How to be Frugal: 42 Habits of Thrifty People ... [Read More]
Debt Free Living
Best Cash Back Apps 2021
Today, we’re going to review our picks for the best cash back apps of 2021. We love coupons, rebates, and, of course cash back apps. It’s the easiest way to make money while you shop. And who doesn’t want to do that?! To get things started, we’re going hit the highlights, giving you a basic cash back app overview. Then, we’ll move on to some frequently asked questions. Finally, we’ll conclude with our picks for the top cash back apps this year. Overview All cash back apps function in roughly the same way: you download an app, sign up, start making purchases, and the rewards start rolling in! Some rebate companies require you to purchase goods and services online directly through the app. Others allow you to shop online or in ... [Read More]
Instantly Improve Your Cash Flow with These 6 Questions
The only true way to get out of debt, stay out of debt, and achieve financial freedom is to improve your cash flow. Improving your cash flow simply means increasing the spread between income and expenses. Increasing this spread allows you to have more cash on hand so that you can pay down debt, increase savings, and take advantage of money making opportunities. So the question becomes, "How do I increase my personal cash flow?" There are a lot of different approaches. You could start by asking for a raise or picking up extra hours at your current job. You could also consider starting a side hustle to make more money. But, in general, you’re likely to find that it’s easier to get ahead by cutting expenses and living below your means and then ... [Read More]
BEST Fall Activities for Families on a Budget
If you’re looking for the best Fall activities for families on a budget, we've got you covered! Fall can be such a fun time for families to make memories together. It's associated with so many amazing things like hayrides, corn mazes, sweaters, scarves, and, of course, pumpkin everything! The options for fun, Fall activities really are endless. And the good news is that you don’t have to spend a fortune to get into the Fall spirit with your family. All you need is a little creativity, an open mind, and, of course, our list! So, let’s jump into it. Here are our top picks for the BEST Fall activities for families on a budget. 44 of the BEST Fall Activities for Families on a Budget Go hiking Take a ride to see the leavesVisit a corn maze (find your nearest ... [Read More]
Emergency Fund 101: How to Get Started STAT!
Most people are familiar with the term "emergency fund." But what is it exactly? Simply put, it's money that you set aside to pay for…you guessed it, an emergency! It may not be rocket science, but it is a practical way to keep your financial goals on track. In fact, keeping your financial goals on track by having money saved for unexpected expenses is the entire purpose of the emergency fund. It’s not an investment, and it’s not a nest egg for retirement. Instead, it’s a pool of money that protects you from overextending your credit and ruining your money goals when life happens. Roofs leak, kids get sick, and people get laid off from their jobs. Setting up an emergency fund helps you to weather the storms of life, especially ... [Read More]
32 of the Best Children’s Books about Money
If you’re a parent of small children and are looking for ways to teach financial literacy, then our list of 32 of the Best Children’s Books about Money is for you! Money is a very broad topic! There are so many aspects to cover. But where to start? So, to help give you a little direction, we've rounded up and put into one list some of the best books out there on the subject. And to make this list easy to navigate, we've broken down our list of favorite "money books" for kids into useful categories. You can work these books into your regular reading schedule with your kids to sprinkle in little lessons about money management. Or, you can use these them as a supplement to homeschool education! Teaching kids about money allows you to touch on a number of important ... [Read More]
