The last quarter of the year comes with festive food, parties, presents, and, all too often, holiday stress! Fall and winter can be incredibly busy for most people. And while the busyness can be exhilarating, it can also be overwhelming which then leads to tension, fatigue, and burn out.The good news is that are some practical ways to recapture the magic of the holidays. And not only that, you can be proactive this year by being intentional in putting a buffer between you and stress. The kind of stress that stems from trying to do too much, spending more than you have, and trying to keep up with Pinterest perfection.So, let's jump right into this list and plan on have a merry and stress-free holiday season this year!10 Actionable Ways to Eliminate Holiday Stress1. Make ... [Read More]
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Best Cash Back Apps 2020
Today, we’re going to review our picks for the best cash back apps of 2020. We love coupons, rebates, and, of course cash back apps. It’s the easiest way to make money while you shop. And who doesn’t want to do that?!To get things started, we’re going hit the highlights, giving you a basic cash back app overview. Then, we’ll move on to some frequently asked questions. Finally, we’ll conclude with our picks for the top cash back apps this year. OverviewAll cash back apps function in roughly the same way: you download an app, sign up, start making purchases, and the rewards start rolling in! Some rebate companies require you to purchase goods and services online directly through the app. Others allow you to shop online or in person, then upload a ... [Read More]
The BEST Black Friday Tips for 2020!
This year has changed the way we do so many things, including they way we shop! So we’ve put together a special guide containing our BEST Black Friday tips for the year 2020.This guide will help you get the most out of your holiday shopping experience by saving more money and stressing less. Many of the tips in our 2020 guide are tried and tested, but we've also given special attention to navigating some of the unique challenges that have come as a result of COVID-19.With so many changes this year, we can't look at holiday shopping exactly the same as previous years. It's important to take certain things into account such as small merchandise production, delayed shipping times, lower store inventories, and higher demand with online shopping. But the good news is that Black ... [Read More]
Instantly Improve Your Cash Flow with These 6 Questions
The only true way to get out of debt, stay out of debt, and achieve financial freedom is to improve your cash flow. Improving your cash flow simply means increasing the spread between income and expenses. Increasing this spread allows you to have more cash on hand so that you can pay down debt, increase savings, and take advantage of money making opportunities. So the question becomes, "How do I increase my personal cash flow?"There are a lot of different approaches. You could start by asking for a raise or picking up extra hours at your current job. You could also consider starting a side hustle to make more money. But, in general, you’re likely to find that it’s easier to get ahead by cutting expenses and living below your means and then ... [Read More]
A Frugal Mom’s Stitch Fix 2020 Review!
As a frugal mom who refuses to pay full price for clothes, I'm here today share my unfiltered opinion in my latest Stitch Fix 2020 review!So, let’s get this out of the way first…Stitch Fix did not sponsor this post. The feedback I’m sharing today is 100% unbiased.This is my second Stitch Fix box! You can check out my first Stitch Fix review here.What is Stitch Fix?Stitch Fix is an online personal styling service that sends trendy articles of clothing, shoes, and accessories straight to your front door! It falls in the category of a subscription service, but you have total control of how often you want a box sent to you.How Does Stitch Fix Work?First things first, you should always have some incentive for trying something new out, right?! Sign-up for your first ... [Read More]
BEST Fall Activities for Families on a Budget
If you’re looking for the best Fall activities for families on a budget, we've got you covered! Fall can be such a fun time for families to make memories together. It's associated with so many amazing things like hayrides, corn mazes, sweaters, scarves, and, of course, pumpkin everything!The options for fun, Fall activities really are endless. And the good news is that you don’t have to spend a fortune to get into the Fall spirit with your family. All you need is a little creativity, an open mind, and, of course, our list!So, let’s jump into it. Here are our top picks for the BEST Fall activities for families on a budget.44 of the BEST Fall Activities for Families on a BudgetGo hiking Take a ride to see the leavesVisit a corn maze (find your nearest ... [Read More]
Warm Pumpkin Spice Latte Dump Cake
Fall is in the air, so let’s celebrate with a tasty spin on the classic pumpkin dump cake we all know and love. To take things to a whole new level, we’ve added coffee… because who doesn’t love coffee?! This Pumpkin Spice Latte Dump Cake recipe is a warm, buttery, comforting dessert. And you'll love how incredibly easy it is to make as well!How to Make Pumpkin Spice Latte Dump CakeCombine pumpkin puree, eggs, sugar, evaporated milk, instant coffee, and pumpkin pie spice in a large mixing bowl. Using a mixer, blend until just combined.Spread mix evenly at the bottom of a greased 9x13 baking dish. Evenly sprinkle cake mix on top of the pumpkin mixture. Evenly sprinkle chopped pecans on top of cake mix.Slice butter into 1/4" pieces, and lay ... [Read More]
Emergency Fund 101: How to Get Started STAT!
Most people are familiar with the term "emergency fund." But what is it exactly? Simply put, it's money that you set aside to pay for…you guessed it, an emergency! It may not be rocket science, but it is a practical way to keep your financial goals on track. In fact, keeping your financial goals on track by having money saved for unexpected expenses is the entire purpose of the emergency fund. It’s not an investment, and it’s not a nest egg for retirement. Instead, it’s a pool of money that protects you from overextending your credit and ruining your money goals when life happens. Roofs leak, kids get sick, and people get laid off from their jobs. Setting up an emergency fund helps you to weather the storms of life, especially ... [Read More]
